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Commissions, Fees, & Privacy Disclosure Statement

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As required by the State of Minnesota insurance regulations I (Scott D. Johnson) am disclosing to you that, depending upon the company that we are working with, I am paid either by a  commission on the sale of the product by the insurance or investment company.  In addition, consulting fees directly from you, our associates, the insurance company, or a combination may be paid.  These fees or  commission arrangements may be modified only by our mutual agreement.

Scott D. Johnson is currently licensed by the State of Minnesota – license # 52007 to offer annuities, life, health, and disability income insurance.  You should not purchase anything without first reviewing and understanding the product and prospectus if applicable.

We represent many different insurance or investment companies.  Insurance or investment commission rates  are usually built into the product premium and will vary by company and product.  A list is available upon written request of those companies we currently offer to our clients.

 Project consulting fees are negotiable, but typical options are as follows:

Hourly rate: $ 150 per hour + expenses ~ two hour minimum

Weekly rate: $ 7,500 + expenses

By acceptance of our services and rates you agree that if in the future there is a change in the "agent of  record" to any or all insurance policies or investment accounts written, or serviced, by Scott D. Johnson, that all continuing renewals and commissions shall remain payable to him for as long as the policy or account  remains in force.  These commissions may not be reassigned to another agent, or agency, without the prior written mutual agreement of both yourself and Scott D. Johnson.

Your personal information will not sold to any third party or used for any purpose other than the servicing of  your accounts held by our firm.  From time to time we may use this information to send targeted marketing offers to select clients within our firm that may have an interest, or need, for a product or service they are not  currently purchasing from us or by our network associates (e.g. auto insurance, accounting or legal services, etc.).

Thank you for your business.  I, and my associates, appreciate it!

X ________________  X _____________   X _____________ Date:_____________

Scott D. Johnson, CHRM

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©Copyright 2001 ~ 2010 Your Benefit Resource! All rights reserved

4745 Narvik Drive

Eagan Minnesota 55122-2669

(651) 340-5150 or (877) 865-3070.

 

 

 

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